Steps To Buying a Home

There’s a lot to know when it comes to buying a home in Naples
Get Prequalified

Consider important financing decisions and get prequalified with a local lender

House Hunt Like a Pro

Look for homes that fit your needs online and in person.  Not in town? Contact us to FaceTime / Skype you through a property.

Make an Offer

We’ll walk you through the process and help you understand each stage of the process

Be Prepared for Closing

We’ll explain the inspection process and prepare you for closing so your never caught off-guard

Our Buyers Guides & Resources

Whether you’re buying your first condo, moving to a bigger house or downsizing, our in-depth guides will walk you through each step.

Knowing your wishlist is critical. What are your must-haves, your would-like-to-haves, and your absolutely-nots? How many bedrooms / bathrooms / garage spaces do you need? What kind of outdoor living area do you want? What about counter-tops, appliances and floors? You can’t get what you want if you don’t know what you want. Are all parties on the same level? Of course, location also guides your decision – what part of Naples makes you feel most at home?

Buying a house or condo will likely be the biggest purchase you’ll ever make but don’t worry, you don’t need to figure it out on your own. You’ll want to start by picking an awesome Naples Real Estate Agent who works with you and is willing to make you a priority. There are thousands of Real Estate Agents in our area with varying business models so find the right agent or team that fits your personality and beliefs.  You’ll also need a local lender to take you through your financing options (Florida is a tricky state so it’s best to deal with a local lender who understands how this area works). You will also need to choose a lawyer or title company to help with the legal aspects of the purchase. There are thousands of professionals out there (of varying quality), so ask your friends and family for recommendations, do your research and don’t be afraid to interview multiple people.

Where’s the first place we go when we want to look something up? If you said the internet, you’re not alone. 98% of buyers looking for homes starts online.  Use our custom Lavish Listings Naples home search tool to stay updated on new active listings.  

Looking for a custom search? Send us a quick email and we’ll send you a daily automatic e-mail to match the criteria you set, so you never miss a listing. This website will also consistently be updating with the latest local home information so be sure to keep visiting!

Tips for searching homes online:

  • Keep an open mind. Photos aren’t always representative of what the house looks like in real life. (They can look much better or worse)
  • Don’t always believe the description and read between the lines, “quaint=small, a beach front home selling for $200k? Unlikely.  A lot of agents put beach photos on their listing even if the condo is 20 mins from the beach, check the maps!
  • Remember that the asking price is very different than the sale price. The asking price is a marketing tool – if you want to know how much homes are currently selling for, ask us! We have list price vs sold price stats for all Naples neighborhoods.  
  • If you’re shopping for a condo, keep in mind that what’s included in the maintenance fees varies from building to building, so it isn’t easy to compare condos. Take note of what’s included in those fees, you can estimate a realistic monthly cost. 

Viewing properties is your opportunity to get a feel for the different Naples communities, the location and commute time and a chance to refine your wish list, and ask questions. The truth is the majority of knowing it’s your next house is a feeling you get when you walk in and just know.  Of course, it helps when it satisfies your needs and wants too, but don’t underestimate the power of ‘just knowing’ even if it’s a community you weren’t initially excited about.

You can visit homes for sale in real life with your real estate agent or by attending an open house. Keep in mind that not all properties will have open houses, so working with a real estate agent you trust is the only way to guarantee you’ll be able to see the houses or condos.

Tips for looking at homes in real life:

  • Make a plan. If you currently live in Naples or have visited a few times before you probably already have a few target areas. Try to focus on one neighborhood at a time, depending on what time of the year, your agent will make a plan on how long it will take with traffic.
  • Don’t just focus on the house or condo, focus on the neighborhood. Drive around the neighborhood. Locate the schools, parks, restaurants and grocery stores. Make a point of how long your commute will be and what places you will frequent the most. 
  • Bring Water and a sweater depending on the time of year.  In and out of the heat and a/c can be draining during certain times of the year.  It’s best to be prepared so you can focus on homes and not your discomfort.
  • Take notes and collect a property brochure. It’s surprising how quickly you can forget the first house or condo you saw, or more frequently when you think you remember how it looked and are picturing moving your furniture when in fact you go back and it looks nothing like you remembered. 
  • See past the gross. You’ll probably be surprised to find out how some people live, but don’t let someone’s bad decorating styles, outdated tastes and lack of housekeeping get in the way of finding your perfect Naples house or condo.  And please keep an open mind, I know you hate the blue walls and can’t seem to get past it but I promise paint is an easy thing to change.

Articles for Buyers

Lake Park | 5 bedroom + den custom home | $1,399,000 Location is everything at this grand 2-story custom lake view home. This stunning 5 bedroom+den, 3 bath home boasts 3,550 sq ft. The main level greets you with a formal living and dining, a double entry staircase and ample storage. Around the corner, the gourmet granite...


Beach front condo | Unobstructed Gulf and Bay views | $1,299,000 Sensational Gulf AND Bay Views at Surfsedge 4001 Gulf Shore Blvd N 1201! Situated just steps away from the warm white sand, this exquisite two bedroom, two and a half bathroom condominium boasts breathtaking Gulf views from all major rooms. A dramatic terrace spans the length...

What does a 4 point home inspection cover? A 4 Point Home Inspection focuses on four main areas of interest in a home HVAC (Heating, Ventilation & Air Conditioning) System Electrical Wiring & Panels Plumbing Connections & Fixtures Roof When you're buying or selling a home, a home inspection is extremely common. Once the contract is...

Collier County ranked No. 6 on a national list of the "Best Places to Get a Mortgage" SmartAsset, a New York financial technology firm, did the study and rankings, based on four factors: overall borrowing costs; ease of securing a mortgage; cheap property taxes; low annual mortgage payments. It was the third year for the study....

Is This the beautiful home you've been waiting for? This sprawling 2.81 acre is ideal for entertaining and outdoor living. The unique features of this home include an 1,100 SF carport complete with 50 amp electric and water; great for an RV, boat or business trucks. Fruit trees, water features, screened-in garden, outdoor shower and...

HGTV Naples Florida feature with Ann Zampogna, Lavish Listings Naples | Premiere Plus Realty Co. Our very own Ann Zampogna was featured on HGTV's "Hot Zips" TV Show discussing the hot Naples housing market. Naples still has that small time feel where people are still friendly to their neighbors...It's more of a lifestyle that people...


Many years ago when I moved to Florida I heard that the reason Floridians didn't pay state income tax is because their property taxes are much higher than other states. Made sense to me at the time, I was 22 and didn't own a property, so what did I know about the facts. Fast forward years...


Discover 7 Tips For Making Your Home More Peaceful Our homes are our place of solidarity and refuge. Your home should be your sanctuary: The place you're able to unwind and relax after a stressful day at the office. We have 7 tips for creating that space and making your home more peaceful. 1. Add Rugs...


Thinking of Downsizing? 5 Proven Strategies to prepare you for what's to come The decision to downsize is not an easy one, especially if you home has been filled with family memories and emotional attachment.  If your home suddenly feels too big and is becoming more of  a struggle to look after or you would like you...


Home Inventory at its Highest in 8 Years, Creating a More Stable Housing Market For everyone who has interest in the Naples Housing Market, this information that just came out from NABOR is some positive news. According to statistical data in the First Quarter 2016 Market Report released by the Naples Area Board of REALTORS®...


Average 30-Year Mortgage Rate Dips to 3.58% Good news for buyers this morning, the Associated Press has announced that the Average 30-year mortgage rate has dipped to 3.58%, which is the lowest it's been all year.  This rate is actually the lowest it's been within the last 3 years. I am obviously NOT a mortgage...

home prices stabilizing

The Naples Real Estate Market is Seeing Home Prices Stabilizing, Bringing About a Balanced Market The Naples housing market remains strong, although January and February have shown an extraordinary amount of price decreases with more than 3,500 price decreases since March 1st!  There is no need to panic, we saw this coming, with 150% increase in available homes...

Looking for a new construction home in a great school district? Then Bent Creek Preserve in Naples Florida might be a good option for you! Bent Creek Preserve, is a new single family home community in Naples, Florida.  Located on Immokalee Road just past 951, Bent Creek Preserve features resort-style amenities including a lakeside clubhouse with...


March 1st is the Homestead Tax Exemption Deadline If you bought a home within the last year, don't forget that Tuesday, March 1st, is the last day to file for your homestead tax exemption!  When someone owns property and makes it his or her permanent residence or the permanent residence of his or her dependent,...


Popular Home Trends 2016 - Textiles & Trends Whether you are building a new custom home, renovating or just needing a few new ideas to update your house, these home trends in 2016 will give you a few ideas to make your own.  Naples home trends is to keep design sleek, white and clean. Today’s homeowners...

home prices versus stock market

Home Prices Versus Stock Market, is the stock Market impacting Naples Real Estate? The last few weeks, both buyers and sellers have been asking us the same question, is the stock market affecting housing prices here in Naples?  If you have been watching the Naples real estate market you've noticed that price reductions are occurring in most...


Are the Top Paint Color Trends 2016 bright and bold or clean and neutral?  Read on to find out! Part 1 of our 3 series on 2016 Trends begins with the Top Paint color Trends.  Last year, the 2015 paint color trends were neutral, neutral and more neutral.  Especially here in Naples, the coastal contemporary...


Naples Real Estate Market Update 2016 Park Shore, Moorings, Coquina Sands & Pelican Bay The above neighborhoods are reviewed showing a 5 minute recap of the Naples Real Estate Market Update 2016.  If you do not see your community listed, please contact us as we have additional neighborhood stats we would love to share with...

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